BUYING A HOME

So you've been getting your financial house in order and now you're ready to find the perfect home. Start by searching the beautifully renovated and affordable homes we have available. While you're identifying the home that's just right for you, we recommend working on the following items below as well!

Complete homebuyer training. Many of our homes are part of Federal and local housing programs which require all homebuyers to complete an 6-hour HUD-Approved Homebuyer Education course and a 2-hour 1-on-1 counseling session. These courses are more than a requirement, they are extremely beneficial in understanding the homebuying process and how to care for your home after the purchase. Find a course near you. HUD LIST | SEARCH BY ZIP CODE

Get prequalified for a first mortgage. Purchasing one of our homes requires that you use our approved lenders - and we have several to choose from. Start the process by contacting one of these lenders and ask them to pre-qualify you for a mortgage.

Work with a real estate professional to help guide you through the process! The process includes finding the home, getting an inspection, getting an appraisal, making an offer, preparing for closing, and meeting the requirements of home buyer assistance programs! You will appreciate having a trained real estate professional to guide you through the process! 

From Realtor.com - "What to Consider When Chosing a REALTOR"

In addition to the advice in the article above, we would add two important suggestions:

1. Make sure the real estate professional has a keen understanding of the specific area you seek to live.

2. Make sure the real estate professional has some background in and understanding of affordable housing programs and requirements.


 

NEED HELP?

If you need additional help, feel free to call our Housing Hotline at 404-420-1600.

 
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