Search our list of homes. Learn more about our apartment and home rentals. Learn about the many homebuyer programs we have. Learn how to start the homebuying process. See our list of lenders and learn more about down payment and closing cost assistance programs. Learn more about ANDP Homes and its parent company, ANDP. ANDP Home Contact us.


ANDP is offering a limited number of homes for sale at affordable rates to Veterans, Active Duty Military or Gold Star Families. Homes featured below are available ONLY to these buyers. See full program details below.

On this page

:: Homes Available to Veterans
:: Program Overview
:: Participating Lenders
:: List of Homes

Homes Available through the ANDP Veterans Program

Jurisdiction Address Bd/Ba Price Listing Agent Contact Status Program
Clarke 115 Acadia Drive, Athens, GA 30607 3/2 $109,900 Jason Harris 678-355-0121 Available Veterans
DeKalb 1501 Clairmont Rd #1210, Decatur, GA 30033 1,1 $69,900 Jason Harris 678-355-0121 Available Veterans

NOTE: Veterans who qualify for our Veterans Program, likely qualify for our other programs! Don't see a home here you like? Be sure to see the complete list of homes HERE.

Program Overview

In the wake of the foreclosure crisis, which began in 2007, ANDP has refocused its mission to serve families and neighborhoods impacted by the foreclosure crisis. ANDP is working to stabilize neighborhoods by repopulating vacant homes. In an effort to continue to redevelop these neighborhoods, ANDP has announced its One Home Makes a Difference program to acquire, rehab and repopulate 250 homes in 25 neighborhoods over the next three years. 

As a part of this program, ANDP has designed a special initiative to meet the housing needs of Veterans in our region. With our Veterans Program, we will lease and sell affordably priced single-family homes and offer down payment assistance to qualified tenants and buyers.

To qualify for the ANDP Veterans program, buyers must meet the following qualifications.

-Honorably Discharged from the Armed Forces, Active military or Gold Star Family,
-Must be able to qualify for a mortgage by an approved lender (see below),
-Must not own another home, must make purchased home primary residence,
-Buyer NOT required to be a first-time home buyer,
-Complete a HUD-approved home buyer education course, and
-Meet income qualifications based on HUD Income Limits* 

See the table below for the maximum income allowed, based on the number of individuals in the household. Note that income limits include all household income combined. View our Veterans Program guide.


-Homes in the program are reserved specifically for Veterans, Active Duty and Gold Star Family members.
-Homes are priced affordably for families at or below 120% Area Median Income.
-Homes are fully renovated and move in ready.
-Veterans purchasing a home through ANDP’s Veteran Program will also receive down payment/ closing cost assistance in the amount of 10% of the price of the home.

# In Household 60% AMI 80% AMI 120% AMI

















*HUD Income Limits change on an annual basis. Limits above are effective December 18, 2013 for 2014.

Approved Lenders

Veterans interested in purchasing a home through the ANDP Veteran Program are required to use one of our approved lenders. Below is a current list of our approved lenders. Additional lenders may be added in the coming weeks.

Ameris Bank 
Lattice Hardwick
Sr. Mortgage Banker
Phone: 770-577-1882  Fax: 404-601-9948

Bank of America 
John Gay
Mortgage Loan Specialist
NMLS ID: 544335
Phone: 678-987-4986 Fax: 1-866-409-9253

First Option Mortgage, LLC
Kathleen Ricketts
Loan Originator
NMLS ID: 123411
Phone: 770-423-8200
Fax: 914-662-0528

Homestar Financial Corporation
Kimberly Johnston
Branch Manager/Mortgage Loan Originator
NMLSR ID: 222894 
Phone 678-552-3623 Fax 1-866-305-9739

RBC Bank (Georgia) N.A.
Keisha D. Harris
Real Estate Lending
NMLS ID: 1063166
Phone: 404-780-3769

Silverton Mortgage Specialists, Inc.
Bonnie L. Stewart, Senior Loan Officer
NMLS ID: 371716 GA# 12848
Phone: 770-256-7045 Fax: 678-278-1280


ANDP Veterans DPA Application (Required at time of offer)

ANDP Veterans Program Overview (PowerPoint)

Our Partners




To get the latest news and property postings, register for Email Updates and follow us on Twitter and Facebook!