Down Payment Assistance  (DPA)

Understanding DPA

Unless you are paying cash for the entire purchase price of a home, you will most likely need a mortgage loan. Mortgage loans require the homebuyer to pay a portion of the home purchase price at closing. This "down payment" amount varies based on lender and the loan product you select (FHA, VA, Conventional, or a lender's in-house loan, typically called a "portfolio product").


Down payment assistance programs are available from nonprofit organizations, local, state, and federal agencies. They can be administered by a local or state housing authority, a nonprofit organization, or directly through your lender. These organizations provide a set amount of money to qualified homebuyers. Homebuyers who meet program qualifications and requirements can use the money to cover their down payment or closing costs.

Below you will find a summary of assistance programs available through ANDP.

DPA available through ANDP


Keep in mind that each program is different and has different program qualifications and requirements. See a side-by-side comparison of all ANDP-related programs here



  • ANDP DPA Program (New May 2020) provides between $5,000-$10,000 in down payment assistance to qualifying homebuyers with a household income of less than 80% of area median income.  These funds can be used to purchase an ANDP home or any other existing home. MORE



  • HOME - The Federal HOME program provides homebuyer assistance strictly based upon the borrower's need and amounts vary depending on the jurisdiction. Homebuyer's household income can not exceed 80% of area median income for this program. ANDP has been selected to provide home sales with down payment assistance in the City of Atlanta and DeKalb, Fulton, and Gwinnett counties. We typically have no more than 6-8 homes available in this program at any given time. Search here and select the "HOME Program" in the search field.

  • Neighborhood Stabilization Program (NSP) provides up to $25,000 in homebuyer assistance depending upon the jurisdiction. Homebuyers can not exceed 120% AMI for this program. The assistance is paired with the purchase of specific houses offered by ANDP.  ANDP has been selected to provide home sales paired with down payment assistance, in Douglas and Rockdale counties. Because this Federal program has officially ended, there are fewer home listings. Typically no more than 3 homes available at any given time. Search here and select the "Neighborhood Stabilization Program" in the search field.




  • ANDP Veterans Program - Provides up to $7,500 in homebuyer assistance to any honorably discharged veteran, active-duty military personnel, reserve member, guard member, or Gold Star family member. Assistance provided comes in the form of seller contribution at closing. Qualifying participants can use these funds only for the purchase of an ANDP property. 

  • Home South DeKalb Initiative - In an effort to increase access to quality affordable housing and improve quality of life conditions in South DeKalb County, ANDP launched a 3-year, $20 million initiative - Home South DeKalb. As a part of this effort. Healthcare Workers, First Responders, Military, Teachers, and DeKalb County government employees who purchase a home from ANDP in South DeKalb can receive up to $7,500 in homebuyer assistance. Search here and select "DeKalb" in the "Jurisdiction" search field.  MORE

  • Atlanta's Historic Pittsburgh Neighborhood - To ensure long-term affordability in the Pittsburgh neighborhood, ANDP has partnered with the Annie E. Casey Foundation to acquire, rehab/build homes in this historic neighborhood. We are currently offering a limited number of homes through a unique homeownership program based upon the "community land trust model." This program is limited to qualifying homebuyers with a household income at or below 80% of area median income. MORE

Ready to move forward with an application for down payment assistance from ANDP? Take the eligibility quiz to start the process.


Ready for Down Payment Assistance?
HOMEBUYERS: Ready to move forward with an application for ANDP DPA? Take the eligibility quiz to start the process.
LENDERS: Have a ready buyer that needs down payment assistance? See links below and email for next steps.
Additional DPA Tips
Lender Documents for
ANDP DPA Program
Note to lenders and buyers: The Source of these funds are Federal Home Loan Bank of Atlanta the fund are available to ANDP on a first-come, first-serve basis and typically are expended in late Fall. Funds are replenished at the beginning of the calendar year.  Please be advised, we are approaching a period of limited availability. 
ANDP DPA Program Overview - One-Pager
ANDP DPA Program Product Guidelines
DPA Application for Lenders
Required Forms
Optional Forums & Tools
Lenders: Note the application will ask for these forms as attachments to the application. 
This program is available to qualifying homebuyers purchasing homes located in the 29-county Atlanta MSA area. Counties include Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Henry, Jasper, Lamar, Meriwether, Morgan, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, and Walton. 
ANDP HOMES  |  229 PEACHTREE ST NE STE 705, ATLANTA GA 30303  |  404-420-1600
Equal Housing Opportunity - ANDP Homes is a program of Atlanta Neighborhood Development Partnership, Inc. 
All information is believed to be accurate but is not warranted.
Offers subject to errors, change omissions, prior sales and withdrawals without notice. 

© 2019 Atlanta Neighborhood Development Partnership

  • Twitter - Grey Circle
  • Facebook - Grey Circle