See updated information about Training Webinars below.
Down Payment Assistance (DPA)
​Purchasing a home from ANDP? ​Homebuyers may be eligible for up to:
$12,000 from ANDP's 1stGEN DPA program
$20,000 from ANDP's AHAP program
$15-20,000 from ANDP's FHLBank Atlanta DPA program - 2025 Funds open soon. Stay tuned to this page. See the content in the gray box.
$15,000 from ANDP's HOME program
$15,000 from ANDP's Veterans program
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Did you know?
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In the last three years, 70% of qualifying ANDP homebuyers received DPA from ANDP, outside agencies, or both!
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It is possible for qualifying homebuyers to layer DPA programs for multiple awards.
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Buyers purchasing ANDP's homes in Atlanta often apply and receive DPA from Invest Atlanta ($20,000) and Atlanta Housing ($25,000).
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Snapshot
See the table below for a quick overview of DPA available from ANDP. Click here to see our list of available homes and which programs/DPA apply to specific homes.
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​​DETAILED DPA PROGRAM INFORMATION
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​Below is a summary of all assistance programs available through ANDP.​ A special note to potential homebuyers: Your lender and real estate professional can best help you navigate these program requirements. Most programs require that your lender apply on your behalf.
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Keep in mind that each program is different and has separate qualifications and requirements. See a side-by-side comparison of all ANDP-related programs here.
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Traditional DPA Programs
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ANDP-FHLBank Atlanta DPA Program provides between $17,500 and $20,000 in down payment assistance to qualifying homebuyers with a household income of less than 80% of the area median income, and $15,000 for those between 80.1-120% of area median income. These funds can be used to purchase an ANDP home or any other existing home in metro Atlanta and are available on a first-come-first-serve basis. This program is affiliated with the Federal Home Loan Bank of Atlanta. Note that any homebuyer seeking these funds must have their lender apply on their behalf. The gray box on this page provides lenders with all necessary application information. ​​​
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HOME - The Federal HOME program provides homebuyer assistance based on the borrower's need, and amounts vary depending on the jurisdiction. Homebuyers' household income can not exceed 80% of the area median income for this program. We typically have no more than 3-4 homes available in this program at any time.
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ANDP Homebuyer Assistance Program (AHAP) - This internal program is offered solely by ANDP and is available only to select ANDP homes. The homebuyer assistance is in the form of a soft-second mortgage offered at zero percent interest, with all payments deferred. The assistance helps lower the housing cost by providing a greater down payment and reducing the mortgage amount. The assistance adds no expense to the monthly mortgage payment. The assistance provided with the zero percent second is not forgivable but will not be due until the home is sold, transferred, or 40 years, whichever comes first. MORE
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Special Initiatives
(Homebuyer assistance, not traditional DPA)
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ANDP Veterans Program - Provides up to $15,000 in homebuyer assistance to qualifying, honorably discharged Veterans, active-duty military personnel, reserve member, guard member, or Gold Star family member. Assistance provided comes in the form of seller contribution at closing. Qualifying participants can use these funds to purchase any ANDP property. MORE
ANDP First Generation Homebuyer Program - Provides up to $12,000 in homebuyer assistance to qualifying homebuyers. Qualifying participants can use these funds to purchase any ANDP property.
For purposes of the ANDP First-Generation Homebuyer Assistance Program, a “first-generation homebuyer” is: a homebuyer who grew up in foster care; a homebuyer whose parents have not owned a home; a homebuyer whose parents have lost their home; or a homebuyer who has lost their home.
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Assistance provided comes in the form of seller contribution at closing. Next steps: Have your real estate agent contact our listing agent for any ANDP home and make an offer. Our agent will guide your agent through the simple application process. (See our list of homes for sale).
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ADDITIONAL DPA RESOURCES
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Looking for down payment assistance? Visit www.DownPaymentResource.com for detailed information about assistance programs available in your area.
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STATE - Georgia Dept of Community Affairs
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LOCAL - Your city or county may also have DPA funds. Here are a few we are a few examples.
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Keep in mind that there are several types of homebuyer assistance programs. Visit this page to learn more. ​
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HOUSEHOLD INCOME LIMITS TABLE

ANDP/FHLBank Atlanta DPA Program
Documentation & Application Portal
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2025 START DATE
Federal Home Loan Bank of Atlanta (FHLBank Atlanta) has announced that funding for the 2025 calendar year will begin on February 24, 2025. However, ANDP has not yet set its application portal opening date. Please stay tuned to this page for updates. Meanwhile, make plans to participate in TWO upcoming training webinars about this program, one hosted by FHLBank Atlanta (optional) and one hosted by ANDP (required for lenders wishing to apply via ANDP's program).
LIVE TRAINING WEBINARS
FHLBank Atlanta "Homeownership Programs Webinar for Loan Officers & Realtors" - 2/19/25 1 pm | Registration
ANDP/FHLBank Atlanta DPA Webinar (Required)
Date/Time: To Be Announced Soon.
TRAINING WEBINAR RECORDINGS
All ANDP Home Purchase & DPA Programs | Slides
This is not the required ANDP/FHLBank webinar described above. This provides approved lenders with an overview of all ANDP programs.
PROGRAM GEOGRAPHY
This program is available to qualifying homebuyers purchasing homes located in the 29-county Atlanta MSA area. Counties include Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Morgan, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, and Walton.
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Questions regarding this program should come from the buyer's lender. Send questions to dpa@andpi.org.
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Note: For those applying for our FHLBank Atlanta-affiliated DPA program, please use the Income Calculator from FHLBank. ​