Down Payment Assistance  (DPA)

Understanding DPA

Unless you are paying cash for the entire purchase price of a home, you will most likely need a mortgage loan. Mortgage loans require the homebuyer to pay a portion of the home purchase price at closing. This "down payment" amount varies based on lender and the loan product you select (FHA, VA, Conventional or a lender's in-house loan, typically called a "portfolio product").


Down payment assistance programs are available from nonprofit organizations, local, state and federal agencies. They can be administered by a local or state housing authority, a nonprofit organization or directly through your lender. These organizations provide a set amount of money to qualified homebuyers. Homebuyers who meet program qualifications and requirements can use the money to cover their down payment or closing costs.

Below you will find a summary of assistance programs available through ANDP.

DPA available through ANDP


Keep in mind that each program is different and has different program qualifications and requirements. See a side-by-side comparison of all ANDP-related programs here

  • Neighborhood Stabilization Program (NSP) provides up $25,000 in homebuyer assistance depending upon jurisdiction. Homebuyers can not exceed 120% AMI for this program. The assistance is paired with the purchase of specific houses offered by ANDP.  ANDP has been selected to provide home sales paired with down payment assistance, in Douglas and Rockdale counties. Because this Federal program has officially ended, there are fewer home listings. Typically no more than 3 homes available at any given time.

  • HOME - The Federal HOME program provides homebuyer assistance strictly based upon borrower need and amounts vary depending by jurisdiction. Homebuyers household income can not exceed 80% of AMI for this program. ANDP has been selected to provide home sales with down payment assistance in the City of Atlanta and DeKalb, Fulton, and Gwinnett counties. We typically have no more than 6-8 homes available in this program at any given time.

  • ANDP Veterans Program - Provides up to $7,500 in homebuyer assistance to any honorably discharged veteran, active duty military personnel, reserve member, guard member or Gold Star family member. Assistance provided comes in the form of seller contribution at closing. Qualifying participants can use these funds only for the purchase an ANDP property. 

  • NeighborhoodLIFT - This limited time program offers $15,000 (or $17,500 for First Responders, Military, or Teachers) in homebuyer assistance. Assistance can be used for the purchase of any home (not just ANDP homes) in Clayton, Cobb, DeKalb, Fulton and Gwinnett counties.  The program is nearing its completion in the Greater Atlanta area. Check for program status and availability of funds. 

Additional Down Payment Assistance Tips
ANDP HOMES  |  229 PEACHTREE ST NE STE 705, ATLANTA GA 30303  |  404-420-1600
Equal Housing Opportunity - ANDP Homes is a program of Atlanta Neighborhood Development Partnership, Inc. 
All information is believed to be accurate but is not warranted.
Offers subject to errors, change omissions, prior sales and withdrawals without notice. 

© 2019 Atlanta Neighborhood Development Partnership

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