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Overview of Programs

ANDP develops and sells homes affordably to low- and moderate-income households. Below is a summary of each program offered. 


Any qualifying homebuyer with a household income below 120% of the Area Median Income (AMI) may purchase a home from ANDP. Note that some homes sold by ANDP are restricted to qualifying homebuyers with a household income below 80% of AMI. While most buyers find it financially beneficial, the use of down payment assistance programs is not required to purchase an ANDP home. For those who need assistance, see the summary information below or our down payment assistance page here.


ANDP-FHLBank Atlanta DPA Program provides between $12,500 and $15,000 in down payment assistance to qualifying homebuyers with a household income of less than 80% of the area median income.  These funds can be used to purchase an ANDP home or a non-ANDP home in metro Atlanta and are available on a first-come-first-serve basis. More here

Home Purchase Paired with DPA - ANDP currently offers three programs that pair down payment assistance with the purchase of an ANDP home.

  • HOME - This program is offered in conjunction with HUD and local jurisdictions. The down payment assistance provided is based on need. Homes included in this program are listed here and have two asterisks after the address. More here

  • AHAP - This program is available only to select ANDP homes. The assistance provided with the zero percent second is not forgivable but will not be due until the home is sold, transferred, or 40 years, whichever comes first. More here

  • Veterans Program - Provides up to $15,000 in homebuyer assistance to any honorably discharged veteran, active-duty military personnel, reserve member, guard member, or Gold Star family member. Assistance provided comes in the form of seller contribution at closing. Qualifying participants can use these funds only to purchase an ANDP property. More here.


Maximum Household Income  

Note: For those applying for our FHLBank Atlanta-affiliated DPA program, please use the Income Calculator from FHLBank. 

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