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• 100 newly redeveloped single-family homes for sale

• Increased focus on long-term sustainability and affordability of the home through enhanced green and healthy rehabilitation standards; 

• Increased ANDP capital to developers of affordable housing,

• Improve access to down payment assistance from sources managed by ANDP, 

• Enhanced community engagement efforts for neighborhood leaders, and

• A commitment to collaborate with housing, community, and governmental entities and a broader network of health, educational and other partners to improve health, equity and economic outcomes in South DeKalb.

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Follow the initiative at www.HomeSouthDeKalb.org.

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Frequently Asked Questions for Interested DeKalb Homebuyers

 

Q: WHERE CAN I SEE ANDP HOMES AVAILABLE FOR SALE IN SOUTH DEKALB?

A: As we acquire and renovate South DeKalb homes, they will be listed for sale on this website: www.andphomes.org/search. When the homes are priced, your real estate professional will find the homes listed on FMLS.

 

Q: WHO CAN PARTICIPATE?

A: Any homebuyer interested in purchasing a home from ANDP must have a total household income at or below 120 percent of Area Median Income (AMI) to participate in the program.  See the Maximum Household Income here.

 

Q: HOW DO I PARTICIPATE?

A: There is no special application process to participate in the program, but there are a few key requirements. In addition to the income limit mentioned above, homebuyers are also required to take a Homebuyer Education Class from a HUD-approved housing counseling agency. Details atwww.andphomes.org/homebuyer. Homebuyers are required to purchase the home using an approved ANDP lender. See the full list of lenders at www.andphomes.org/financing.

 

Q: WHAT IS THE PROCESS?

A. Here are the recommended homebuying steps to follow:

• Schedule a homebuyer education course and speak with a counselor about your financial readiness for homeownership (credit score, budget, etc.).

• Speak with an approved ANDP lender and get pre-approved for a mortgage.

• Identify a real estate professional to guide you through the process, preferrably one that understands affordable housing programs.

• Begin to identify down payment assistance options. 

• Identify a home, make an offer, sign a contract and close on the purchase.

 

Many of these steps can be taken simultaneously. For more expanded details about the homebuying process, visit www.andphomes.org/start. Please see our list of homes at www.andphomes.org/search or call us at 404-420-1600.

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Q: WHERE CAN I GET DOWN PAYMENT ASSISTANCE (DPA)?

A. Homes listed at www.andphomes.org/search in the “HOME Program” category, come with DPA. Homes in the “Partner” category do not come with DPA. We recommend you explore the following DPA programs:

• ANDP Veterans Program

• NeighborhoodLIFT (limited time program)

• WE DeKalb

• GA Dream 2nd Standard and GA Dream 2nd Standard - Targeted

• GA Dream Hardest Hit Funds DPA

• Search other programs at www.downpaymentresource.com

• For more expanded details about down payment assistance, visit our down payment assistance page. 

 

Q: WHAT IF I CAN’T GET PRE-APPROVED FOR A MORTGAGE OR CAN’T SECURE DOWNPAYMENT ASSISTANCE?

A: In the event you are not able to get pre-approved for a mortgage, or you are not able to purchase a home without down payment assistance, we recommend that you meet with a HUD-approved, homebuyer counseling agency to discuss what steps are needed to move you toward financial readiness. To find a HUD-approved housing counseling agency near you, visit www.andphomes.org/homebuyer.  ANDP is also piloting a lease-purchase program that may be a fit for near-ready homebuyers.

 

AVAILABLE NOW: A detailed South DeKalb Resource Guide, which includes expanded topics on the homebuying process and more. Available now at www.HomeSouthDeKalb.org